Dupaco's term-share certificates (the credit union equivalent of a bank certificate of deposit) are federally insured and a good option if you're looking for an investment vehicle with term options and a fixed rate. Certificates are automatically renewable and can even be used as security for Dupaco loans.

For more information, or to open a term share certificate, please contact Dupaco's Member Service team by giving us a call; visiting a branch; or emailing us at service@dupaco.com.

1 Variable Term Share Certificate Special Rate: Minimum amount required to open any Special Variable Term Share Certificate is $50,000. The dividend rate and annual percentage yield (APY) may change. The APY is accurate as of the last dividend declaration date. The dividend rate on the account is based on Prime Rate as listed in the Wall Street Journal on the last business day of the prior month minus a margin of 2.25%. The dividend rate is subject to change on the account Monthly. The dividend rate will never be less than the rate of the certificate at date of opening. The dividend rate will never be more than 2.00% over the rate of the certificate at the date of opening. Dividends begin to accrue on the business day you deposit non-cash items (for example, checks). Dividends will be compounded semi-annually and will be credited to the account semi-annually. Dividends on your account will be credited by adding the dividends to the principal. The annual percentage yield assumes dividends will remain on deposit until maturity. An early withdrawal will reduce earnings.