Personal Loan Rates

Current as of: 4/22/2019

24 Months

  • Annual Percentage Rate (APR)1 8.50%
  • Coop. Giveback Rate2 8.35%

36 Months

  • Annual Percentage Rate (APR)1 9.00%
  • Coop. Giveback Rate2 8.85%
1Personal Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. Rates are subject to change without notice.
2Cooperative Loan Discount Rates: To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .05% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .10% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .15% discount.
Personal loan payment example for illustrative purposes only: If you borrow $5,000 at 8.45% annual percentage rate (APR) with a 36 month term, your minimum monthly payment obligation would be $157.72. Over the life of the loan you will pay $678.09 interest.