Home Improvement Loa...

Current as of: 2/15/2019

Home Improvement Loan (Credit Score of 675+)

  • Term 120 Months
  • Annual Percentage Rate (APR)1 7.25% APR ($0-$10,000)
  • Coop. Giveback Rate3 7.10% APR ($0-$7,500)

Home Improvement Loan (Credit Score of 660-674)

  • Term 120 Months
  • Annual Percentage Rate (APR)1 8.25% APR ($0-$10,000)
  • Coop. Giveback Rate3 8.10% APR ($0-$7,500)

Home Improvement Plus Loan (Credit Score of 700+)

  • Term 180 Months
  • Annual Percentage Rate (APR)1 7.50% APR ($7,501-$25,000)
  • Coop. Giveback Rate3 7.35% APR ($7,501-$25,000)
1Home Improvement Loan Rates: Loan annual percentage rates (APR) based on member credit qualification and total loan amount. Rates are subject to change without notice. Home improvement loan has a minimum credit score of 660 and terms as long as 84 months. Home improvement plus loan has a minimum credit score of 700 and terms as long as 180 months.
2Home Improvement loan payment example for illustrative purposes only: If you borrow $7,500 at 7.25% annual percentage rate (APR) with a 7 year term, your minimum monthly payment obligation would be $114.11. Over the life of the loan you will pay $2,085.56 interest.
3Cooperative Loan Discount Rates: To qualify for Cooperative Loan Giveback discounts, you must have the following account relationships with Dupaco Community Credit Union:
Savings, Checking, Automatic Payment: .05% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment: .10% discount;
Savings, Checking, $1,500 or more in a savings or loan account, direct deposit, automatic payment, Dupaco VISA card, and any one of the following: Certificate, IRA, Home Equity Line of Credit, or other loan: .15% discount.