Credit Cards

Low rates and local service that you can count on

With two great credit cards to choose from, you can shop with confidence as you'll enjoy rates in your best interest, plus:

  • No annual fee
  • Access your account anytime, anywhere within Shine Online Banking or MyCardInfo
  • Set up easy payment options, including automatic and online payments, and online transfers
  • EMV chip technology cards for protection against card fraud
  • Automatic, no-cost fraud monitoring
  • Free account alerts and eStatements
  • Local service to help with any card issues

Which Visa credit card is right for me?

COMPARE OUR CARDS

Looking to increase your current credit line? Call our Consumer Lending team at (563) 557-7600 / 800-373-7600, ext. 202, or email loans@dupaco.com.

Lost or stolen card? Contact Dupaco immediately at (563) 557-7600 / 800-373-7600, ext. 0.


Dupaco Rewards Visa credit card

Get rewarded with 1 point for every $1 spent. Introducing the new Dupaco Rewards Visa. Now you can earn and redeem points for merchandise, travel, gift cards, and even cash back with a Rewards Visa from the credit union you know and trust!

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Current as of: 10/19/2017

Rewards Visa Rate

  • Annual Percentage Rate 13.00%-20.00% APR
Visa Rewards Rate: Annual percentage rate (APR) subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at time of application. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee--$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee--1.00% of each transaction in US Dollars; late payment fee--up to $15.00; returned payment fee--up to $25.00. Rewards Visa Terms and Conditions

Dupaco Platinum Visa credit card

With a variable Annual Percentage Rate (APR) as low as 9.25%, no balance transfer or annual fees, and a service team who has your back, you can enjoy Dupaco's Platinum Visa for all of your shopping needs.

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Current as of: 10/19/2017

Visa Introductory Rate

  • Annual Percentage Rate 5.99% APR

Visa (Non-Promotional Rate)

  • Annual Percentage Rate 10.00%-17.00% APR

Visa Balance Transfer Promotional Rate

  • Annual Percentage Rate 4.90% APR for 6 months
Visa Introductory Rate: 5.99% introductory annual percentage rate (APR), for qualified members, for 182 days from the issuance of the card. When the discounted period expires, the APR on existing balances will increase to the new non-discount rate on the first day of the billing cycle. After the introductory period your APR will be variable rate from 9.75% to 16.75%, based on your creditworthiness. Visa APR will vary with the market based on the Prime Rate. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee--$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee--1.00% of each transaction in US Dollars; late payment fee--up to $15.00; returned payment fee--up to $25.00.
Visa Non-Promotional Rate: Annual percentage rate (APR) subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at time of application. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee--$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee--1.00% of each transaction in US Dollars; late payment fee--up to $15.00; returned payment fee--up to $25.00.
Visa Promotional Rate: The 3.90% promotional rate is valid for credit purchases and cash advances made between 11/1/2016 and 12/31/2016. The 3.90% annual percentage rate (APR) expires six months from the date of your first credit purchase or cash advance, at which time the APR will revert back to the APR established at time of account opening, which is a variable rate from 9.25% to 16.25%, based on your creditworthiness. Account must be in good standing to qualify. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period before interest is charged on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee-up to $15; returned payment fee-up to $25.